Imagine yourself in 2010, in a small town in India. To purchase a single share of a company, you’d have to go to your broker’s office, complete lengthy paper forms, and wait for a few days for your transaction to settle. You could have lost the optimal price or even missed a good opportunity. Fast-forward to 2025: the world has transformed. A new investor may open a Demat and trading account within minutes. He can select from a variety of mobile applications that have the whole stock market at their fingertips. The applications provide simple usability, affordable fees, learning material, and real‑time market data.
For students, young executives, homemakers, and retirees alike, the ideal app invests seem easy and secure. But with so many options, it may be difficult to get started. That is why we have selected the best five stock market apps in India for first-time investors in 2025. Each has its advantages—low cost, robust research capabilities, one-stop investment plans, AI-based advice, and more. Keep reading to discover the app that suits your personality and investment objectives.
1. Zerodha Kite
Zerodha Kite changed the game when it launched in 2016. It was among the first to charge zero brokerage on equity delivery trades. Over time, it built a reputation for reliability, fast execution, and a clean interface. Even today in 2025, Zerodha Kite remains the favorite of many new and experienced investors.
User Interface and Experience
Kite welcomes you with a simple dashboard. You see your watchlist, market indices, and trending stocks right away. Adding a stock to your watchlist is as easy as typing its ticker code and clicking “Add.” The charts are clear, and you can choose from candlesticks, line graphs, or Renko charts. You can zoom in or out with a two‑finger pinch. Everything loads quickly, even on a 2G connection.
Account Opening and KYC
Starting with Kite takes under 10 minutes. You fill in basic details—name, email, phone number—then complete e‑KYC through Aadhaar OTP or video verification. Within a few hours, you get your login credentials. Zerodha also offers a handy “Kite Lite” web version if you want to start on a desktop.
Charges and Brokerage
For equity delivery trades, there is no brokerage fee. If you buy 100 shares of a company and hold them overnight or for months, Zerodha won’t charge you per‑trade brokerage. Their margin rates for intraday and F&O segments are competitive: typically 20–25 times margin on selected stocks. They charge ₹20 or 0.03% (whichever is lower) per executed order for intraday trades. That transparency helps new investors budget their costs.
Trading Features
- Advanced Charting: Over 100 indicators such as RSI, MACD, and Bollinger Bands.
- Market Depth: View the top five buy and sell orders (Level 2 data) to understand supply and demand.
- Alerts & Notifications: Set price alerts that notify you via SMS, email, or in‑app push.
Research and Learning
While Zerodha itself does not push recommendations, it powers small platforms like Sensibull, Streak, and Smallcase. Smallcase lets you invest in themed baskets (e.g., “Women-Led India” or “Green Energy”). Sensibull helps with options strategies. Streak offers simple rule‑based backtesting. For pure beginners, Kite’s blog and “Varsity” (Zerodha’s free educational portal) break down concepts in simple language and examples.
Fund Transfer and Withdrawals
Kite supports UPI, net banking, and payment gateway transfers. UPI payments—from apps like PhonePe or Google Pay—are almost instantaneous. Withdrawals from your trading account back to your bank reflect in 5–10 minutes. The in‑app “Funds” tab shows your ledger balance, margin used, and withdrawal options clearly.
Customer Support
Zerodha’s support is largely digital: email, in‑app chat, and a support ticket system. They respond within hours. Their extensive FAQ covers most beginner questions—how to place bracket orders, how to use cover orders, and so on. They also publish regular “Kite releases” announcements for new feature updates.
Why Zerodha Kite Is Ideal for New Investors
- Zero brokerage on delivery trades keeps costs low for buy‑and‑hold investors.
- Fast account opening and intuitive UI reduce the learning curve.
- Educational resources like Varsity help beginners grasp stock market basics.
- Third‑party integrations add flexibility—automated strategies, thematic investing, and options analytics.
If you want a reliable, no‑frills platform that grows with you from basic trades to technical analysis, Zerodha Kite is a top choice.
2. Upstox Pro
Upstox Pro burst onto the scene in 2018 as another popular discount broker. Built by the founders of RKSV (now Groww), Upstox caught investors’ attention with easy‑to‑use apps, quick order placements, and flat‑fee pricing. By 2025, Upstox Pro has refined its offering into a lightweight, powerful app that appeals to those who trade frequently and value speed.
User Interface and Speed
Upstox Pro’s hallmark is its speed. The app loads in under two seconds, even on moderate 3G connections. Charts open instantly, and placing orders takes a single tap from the watchlist. The design is modern, with dark and light themes. You can customize your home screen widget to show indices, your top gainers, and live charts. The bottom navigation bar gives quick access to Markets, Orders, Positions, Funds, and More.
Account Opening and Verification
Opening an Upstox Pro account is similar to Zerodha. You complete e‑KYC via Aadhaar OTP. For video KYC, a brief selfie video verifies your identity. Many users report account activation within 1–2 hours. You can start trading on the same day.
Charges and Brokerage
Upstox Pro charges a flat ₹20 per executed order for intraday and F&O trades. Equity delivery orders incur zero brokerage. Additionally, they levy a small DP (Demat) transaction fee (around ₹13 per sell order). With no minimum turnover fees, this structure is ideal for active traders. If you place 10 trades a day, your cost is predictable and capped.
Trading Features
- Voice Orders: Simply speak “Buy 5 shares of TCS” into the mic, and the app executes it.
- Chart Types: Choose from Renko, Heikin Ashi, Kagi, Point & Figure, and more.
- Advanced Orders: Place bracket orders (with target and stop‑loss) to automate your risk management.
- Heatmaps and Market Movers: Quickly spot stocks with the biggest gains or losses.
Research and Learning
Upstox Pro offers “Upstox Learn,” a section with bite‑sized videos on technical analysis, options trading, and risk management. They also send daily market insights via email. Their “Idea Hub” shows expert calls—buy or sell recommendations with rationale—though new investors should use these cautiously and verify independently.
Fund Transfer and Withdrawals
Upstox integrates with UPI and net banking. The in‑app fund add is seamless: open Funds, choose amount, authenticate via UPI PIN, and funds land in your trading ledger instantly. Withdrawals usually process within 15 minutes.
Security and Support
Upstox Pro uses 256‑bit encryption and two‑factor authentication (2FA) via SMS or email. Customer support is available through in‑app chat, email, and phone. Their help center covers common queries like “How to place an options order?” and “Why did my order fail?”
Why Upstox Pro Is Ideal for New Investors
- Blazing speed and light footprint: Perfect for fast order execution.
- Flat‑fee trading: Predictable costs for intraday and F&O trades.
- Voice‑based orders: Innovative feature that makes buying and selling hands‑free.
- Rich charting options go beyond basic candlesticks for pattern‑seekers.
If you like to trade actively, need low per‑trade charges, and enjoy modern features like voice commands, Upstox Pro is an excellent app to try.
3. Groww
Groww began as a mutual fund platform in 2016 and later expanded into stock broking. By 2025, it has become one of the most popular all‑in‑one investment apps in India. With a clean design, educational content, zero account opening charges, and diversified offerings—stocks, mutual funds, US stocks, digital gold—Groww appeals strongly to first‑time investors.
User Interface and Onboarding
Groww’s interface is intuitive and colorful. The bottom bar has tabs for Explore, Watchlist, Portfolio, Orders, and Profile. The “Explore” page shows everything from trending mutual funds to top US stocks. Onboarding takes under five minutes with e‑KYC via Aadhaar OTP or video call. New users get a step‑by‑step guide: how to add funds, how to place trades, and how to set up SIPs.
Charges and Brokerage
Groww charges zero brokerage on equity delivery trades. Intraday and F&O trading costs ₹20 per order or 0.05%, whichever is lower. There is no fee to open an account or maintain it. Zero Demat AMC (annual maintenance charge) also keeps long‑term investors happy.
Investment Options
- Stocks: All major stocks listed on NSE and BSE.
- Mutual Funds: Direct plans with zero commission. You can start SIPs from as low as ₹100.
- US Stocks: Fractional investing allows you to buy part of a share of Apple or Tesla.
- Digital Gold & ETFs: Invest in gold or ETFs with small amounts.
Research and Education
Groww’s content team publishes daily blog posts, explainer videos, and webinars. Their “Learn” section covers basics like “What is P/E ratio?” and “How does SIP work?” in simple language with examples. Each fund and stock page shows analyst ratings, past performance charts, and key metrics.
Features and Tools
- SIP in Direct Funds: Automate investments in mutual funds every week or month.
- Watchlist Notifications: Get notified when your chosen stock moves by a set percentage.
- Goal Planner: Set goals like “Child’s education” or “Home down payment,” and Groww suggests a portfolio.
- Auto Sell Rule: Automatically liquidate holdings if they fall below a certain price.
Fund Transfers
Groww supports UPI, net banking, and debit card. UPI transfers reflect in under a minute. Their “Add Money” interface is straightforward: enter amount, select UPI app, approve, and funds appear instantly in your Groww wallet.
Security and Support
Groww uses two‑factor authentication and bank‑level encryption. They are SEBI and RBI regulated. Support is available via in‑app chat and email. Their detailed FAQ covers everything from “How to link PAN?” to “Why did my US stock order partially fulfill?”
Why Groww Is Ideal for New Investors
- All‑in‑one platform for stocks, funds, US markets, and gold.
- Excellent educational content makes learning fun and simple.
- Zero account opening and AMC reduce entry barriers.
- Fractional US stocks let beginners start with small amounts.
If you want to explore multiple investment options in one place, learn as you invest, and keep costs near zero, Groww is a top pick.
4. Angel One (Angel Broking)
Angel One, formerly Angel Broking, is one of India’s oldest brokers, founded in 1987. In recent years, they have overhauled their platform with the new Angel One app and the ARQ™ model portfolio—a set of AI‑driven stock recommendations. In 2025, Angel One combines legacy trust with modern features to serve new investors.
User Interface and Onboarding
Angel One’s app welcomes you with a clean dashboard showing ARQ portfolios, your watchlist, and market news. The onboarding process is quick: e‑KYC via Aadhaar OTP and a short video selfie. You also complete a short risk‑profile questionnaire to tailor ARQ recommendations.
Charges and Brokerage
Angel One offers zero brokerage on equity delivery and mutual fund investments. Intraday and F&O trades cost ₹20 or 0.25% (whichever is lower) per executed order. There is no annual maintenance charge for the first year, and a nominal fee thereafter (around ₹300 per year).
ARQ™ Model Portfolio
This is Angel One’s standout feature. ARQ uses AI and quantitative models to build – and rebalance – portfolios based on risk‑return profiles. You choose from several themes: “Growth,” “Dividend Yield,” “Balanced,” or “Aggressive.” ARQ updates your portfolio monthly to reflect market changes.
Trading and Research Tools
- Angel SpeedPro™: Advanced charting and technical analysis.
- Smart Order Routing: Finds the best price across NSE and BSE.
- ARQ Insights: Daily market commentary, key events, and sectoral trends.
- Chat & Voice Trading: Place orders via chat box or simple voice commands.
Learning Resources
Angel One’s “Academy” section offers webinars, live workshops, and video tutorials on basics like “How to read financial statements” and advanced topics like “Option Greeks.” Their blog covers market news, macroeconomic updates, and investing tips.
Fund Transfer and Withdrawals
You can add funds via UPI, net banking, or debit card. The in‑app process is seamless, with real‑time UPI confirmations. Withdrawals to your bank account usually complete within 10–15 minutes.
Customer Support and Security
Angel One provides phone support, email, and 24/7 in‑app chat. Their support team is known for quick and helpful responses. Security measures include two‑factor authentication, SSL encryption, and regular security audits.
Why Angel One Is Ideal for New Investors
- AI‑driven portfolios (ARQ) give guided, data‑backed stock selections.
- Zero brokerage on delivery trades lowers costs for long‑term holders.
- End‑to‑end support through chat, voice, and dedicated relationship managers.
- Educational academy equips beginners with both basics and advanced topics.
If you want a mix of human trust and machine precision, with AI‑driven recommendations that adjust to market conditions, Angel One is a great choice.
5. 5Paisa
5Paisa entered the discount broking space in 2016 and gained popularity with its flat ₹20 brokerage across all segments and low fees. By 2025, it has developed a full suite of products—trading, Demat, insurance, loans, and more—within one app.
User Interface and Onboarding
The 5Paisa app uses a card‑based design. Your portfolio, watchlist, and market news appear as separate cards you can swipe through. Onboarding takes under 10 minutes with Aadhaar e‑KYC. A quick tutorial shows you how to place basic equity trades, mutual funds SIPs, and insurance purchases.
Charges and Brokerage
5Paisa’s biggest draw is its flat ₹20 per trade brokerage—whether you trade equity, intraday, F&O, commodities, or currencies. Equity delivery trades also cost ₹20 per transaction. There is no minimum brokerage. Annual maintenance charge for Demat is around ₹300 per year.
All‑in‑One Financial Suite
- Trading & Demat: Stocks, F&O, commodities, and currency.
- Mutual Funds: SIP and lump‑sum investments.
- Insurance: Term, health, and motor insurance with partner providers.
- Loans: Personal loans and overdraft against your holdings.
Research and Tools
- Autoinvest: Set rules to automate buying and selling. For example, buy ₹500 worth of HDFC Bank every month on the 1st.
- Options Strategy Builder: Drag and drop strikes to visualize payoffs.
- Market News & Expert Views: Integrated newsfeed from leading publications.
Learning and Guidance
5Paisa’s “Learning Center” offers video tutorials and articles on basics like “What is a stock?” and “How to read candlestick patterns.” They also conduct live webinars with market experts. The in‑app “TradePit” community lets users discuss ideas and ask questions.
Fund Transfers
Add funds via UPI, net banking, or debit card. UPI transfers complete instantly. You can also link multiple bank accounts. Withdrawals typically process within 10 minutes.
Security and Support
5Paisa uses two‑factor authentication and bank‑grade encryption. They are SEBI regulated. Support is available via toll‑free helpline, email, and in‑app chat. Their knowledge base covers everything from “How to apply IPO?” to “How to use Autoinvest?”
Why 5Paisa Is Ideal for New Investors
- Flat ₹20 brokerage keeps costs predictable for every trade.
- Autoinvest feature automates regular investments without manual effort.
- Complete app suite lets you manage investments, insurance, and loans in one place.
- Options builder and community foster learning for those curious about derivatives.
If you value predictable low costs, want to automate your investing, and prefer an integrated financial app, 5Paisa is an excellent choice.
Conclusion
In 2025, the Indian stock market is more accessible than ever. From zero‑brokerage delivery trades to AI‑driven portfolios, these five apps cater to every type of new investor:
- Zerodha Kite for a no‑frills, powerful trading experience.
- Upstox Pro for fast, flat‑fee trades with modern features.
- Groww for an all‑in‑one platform with strong educational support.
- Angel One for AI‑based recommendations and legacy trust.
- 5Paisa for predictable low costs and a full financial suite.
Take time to compare fees, user interface, learning resources, and support before making your choice. Download a couple of apps, explore demo or sandbox modes, and see which feels most comfortable. Remember, smart investing starts with the right tools. Good luck, and happy investing!
Frequently Asked Questions (FAQ)
1. Which app is easiest for absolute beginners?
Groww’s guided onboarding, simple layout, and rich educational content make it very beginner‑friendly.
2. Do I need to pay to open an account?
Most apps waive account opening fees in 2025. Even if there is a nominal charge (₹300–₹500), promotional offers often make it free.
3. Can I invest in US stocks through Indian apps?
Yes. Groww offers fractional US stock investing. Zerodha Kite also provides limited access via its Kite Connect international feature.
4. How safe are these apps?
All five platforms are regulated by SEBI, use two‑factor authentication, and apply bank‑level encryption to protect your data and funds.
5. Which app offers the best research tools?
If you want AI recommendations, Angel One’s ARQ is top. Upstox Pro’s chart types and voice orders are also great for hands‑on technical analysis.
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